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We may have answered some of your questions in our Healthcare Blog. Take a look at some of our posts and maybe that can help answer your questions.

uMedMarket

All About High Deductible Health Plans

High-deductible health plans (HDHPs) are more common than ever. The reason is simple, the cost is a lot less expensive than traditional plans like PPOs and HMOs. But there’s a lot of confusion about what exactly they are and how they work.

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What Are Health Sharing Ministries?

Healthcare sharing ministries (HSMs) are non-profit organizations that have created a mechanism for sharing health care costs among members who have common ethical or religious beliefs. An HSM does not offer health insurance. Rather, they offer to share healthcare expense among members as they are able. They do not  accept risk, make no guarantees and do not purchase reinsurance policies.

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uMedMarket Greenville Anderson Seneca Simpsonville Anderson

What Is Co-Insurance

Co-Insurance is way to split payment for specific services between you and your insurer. Typically only certain high cost services will have a co-insurance payment, like hospitalization. With a co-insurance amount (usually a percentage of the allowable charge), you will always pay that percentage each time you use that specific service.

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