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May 21, 2020 Test Results

May 21, 2020 Test Results

Learn More About Insurance And Buying Healthcare Online

What Are Health Sharing Ministries?

Healthcare sharing ministries (HSMs) are non-profit organizations that have created a mechanism for sharing health care costs among members who have common ethical or religious beliefs. An HSM does not offer health insurance. Rather, they offer to share healthcare expense among members as they are able. They do not  accept risk, make no guarantees and do not purchase reinsurance policies.

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