The Short Answer: If you can’t get insurance through your job, don’t wait until you need healthcare. Once you have a problem, choices are limited. You have 4 basic options if you can’t get insurance through your job and uMedMarket helps with each:

1. Enroll in Obama Care (this can be quite expensive and has very high deductibles if you do not qualify for a subsidy). Shopping  on uMedMarket.com for out-of-pocket costs can save you a lot. Check with your insurer to see if cash expenses will count toward your deductible.
2. Purchase an individual policy, also quite expensive and with pretty high deductibles. You can shop here. Again, shopping  on uMedMarket.com for out-of-pocket costs can save you a lot. Check with your insurer to see if cash expenses will count toward your deductible.
3. Join a Healthcare Sharing Ministry which are faith-based, voluntary cost sharing ministries. This is not insurance, but rather a group commitment to share the bills of group members. uMedMarket.com works great with this option. You must meet their individual membership requirements (basically this means being a committed christian). See our blog on Healthcare Sharing Ministries (coming soon).
4. Go Bare (no insurance) and start saving money now for future expenses. uMedMarket is a major benefit in this situation because we save you a lot of cash.