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What If You Can’t Get Insurance Through Your Job?

What If You Can't Get Insurance Through Your Job?

What To Do If You Can't Get Insurance Through Your Job

The Short Answer: If you can’t get insurance through your job, don’t wait until you need healthcare. Once you have a problem, choices are limited. You have 4 basic options if you can’t get insurance through your job and uMedMarket helps with each:

  1. Enroll in Obama Care (this can be quite expensive and has very high deductibles if you do not qualify for a subsidy). Shopping  on uMedMarket.com for out-of-pocket costs can save you a lot. Check with your insurer to see if cash expenses will count toward your deductible.
  2. Purchase an individual policy, also quite expensive and with pretty high deductibles. You can shop here. Again, shopping  on uMedMarket.com for out-of-pocket costs can save you a lot. Check with your insurer to see if cash expenses will count toward your deductible.
  3. Join a Healthcare Sharing Ministry which are faith-based, voluntary cost sharing ministries. This is not insurance, but rather a group commitment to share the bills of group members. uMedMarket.com works great with this option. You must meet their individual membership requirements (basically this means being a committed christian). See our blog on Healthcare Sharing Ministries (coming soon).
  4. Go Bare (no insurance) and start saving money now for future expenses. uMedMarket is a major benefit in this situation because we save you a lot of cash.

Learn More About Insurance And Buying Healthcare Online

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What Is Co-Insurance

Co-Insurance is way to split payment for specific services between you and your insurer. Typically only certain high cost services will have a co-insurance payment, like hospitalization. With a co-insurance amount (usually a percentage of the allowable charge), you will always pay that percentage each time you use that specific service.

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Looking For Something Else?

We Can Help! Not only do we serve Greenville, Spartanburg, Simpsonville, Anderson, And Seneca, but for significant procedures like knee surgery, we can find exactly what you want for an amazing price. If you want the lowest cost, we can find it, or if you want the surgeon who does 200 of these procedures per year, we can find them too. Just Let Us Know!
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