


What If You Can’t Get Insurance Through Your Job?
Don’t wait until you need healthcare. Once you have a problem, choices are limited. You have 4 basic options and uMedMarket helps with each.
Provider frequently asked questions are important! If there are any questions you have that we don’t answer, let us know!
It’s an online shopping site for local cash healthcare services in upstate South Carolina. It works like Kayak.com but for healthcare. uMedMarket can be used two ways:
It’s as simple as 4 or 5 clicks and users can save big, sometimes as much as 3-4x the cost of services at a hospital based facility.
Once the user has purchased a service and the service is scheduled by the provider, uMedMarket pays the provider by ACH before the scheduled appointment time.
Providers can utilize uMedMarket 2 ways:
Online Shoppers: uMedMarket notifies the provider of a voucher purchase and provides contact information (as well as a copy of the physician order if required). The provider contacts the purchaser directly to verify the voucher code and to schedule service. The provider is paid before service is rendered. At the scheduled appointment, the purchaser presents the Voucher to the provider for service.
For Concierge purchasers: Providers confidentially bid on the requested service. If the purchaser wishes to consider the bid, the provider must contact the purchaser, either by phone or in person to answer specific questions. If this involves an in-person consultation, that fee must be included in the bid. If the purchaser decides not to use the provider but did complete an in-person consultation, the consultation fee is paid to the provider by uMedMarket by ACH.
All insurance deductible issues are between the user and their insurance company. Users have been advised that uMedMarket is not insurance and that cash payments for services are applied to the user’s deductible at the user’s insurance company’s sole discretion. The user has been advised that the provider will not file a claim with the user’s insurance company because this is a cash payment service. The user may file their receipt and report with their insurer to claim deductibility. For more info on cash in healthcare, click here.
Don’t wait until you need healthcare. Once you have a problem, choices are limited. You have 4 basic options and uMedMarket helps with each.
An HSA is a tax free savings account that allows you to set aside pretax money to cover health care not covered by your insurance. To be eligible for an HSA in 2020, you must have a qualifying, high-deductible health plan (HDHP) with an annual deductible of at least $1,400 for an individual or $2,800 for a family. You can’t contribute to an HSA if you’re enrolled in Medicare or a dependent listed on someone else’s tax return.
High-deductible health plans (HDHPs) are more common than ever. The reason is simple, the cost is a lot less expensive than traditional plans like PPOs and HMOs. But there’s a lot of confusion about what exactly they are and how they work.
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