What If You Can’t Get Insurance Through Your Job?
Don’t wait until you need healthcare. Once you have a problem, choices are limited. You have 4 basic options and uMedMarket helps with each.
Employer Benefits with uMedMarket
uMedMarket Helps Employers Save Money
uMedMarket can help companies significantly reduce their annual claims experience, saving money for both employees and the employer. This works best if employers incentivize employees to shop for services at uMedMarket. The more employees use uMedMarket, the more everyone saves. This means employees aren’t paying $2,000 for an MRI, they’re paying $800. This also means fewer employees will hit their deductible, thus lowering employer’s claims experience and lowering reinsurance cost, if you are self-insured. To ensure quality, we screen the license and malpractice history of every provider we work with and review available third party quality data for our providers such as HealthGrades, Propublica Surgeon Scorecard, Leapfrog Hospital Safety Grade when available.
Pay Less
Employees pay less for services and so are less likely to reach their deductible and thus lowering the claims experience of the employers
Lower Claims Means Lower Costs
Employers experience lower total annual claims which can reduce reinsurance costs
Happy Employees
Employees pay less out-of-pocket for medical services and have more choice.
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All About Health Savings Accounts (HSA)
An HSA is a tax free savings account that allows you to set aside pretax money to cover health care not covered by your insurance. To be eligible for an HSA in 2020, you must have a qualifying, high-deductible health plan (HDHP) with an annual deductible of at least $1,400 for an individual or $2,800 for a family. You can’t contribute to an HSA if you’re enrolled in Medicare or a dependent listed on someone else’s tax return.
All About High Deductible Health Plans
High-deductible health plans (HDHPs) are more common than ever. The reason is simple, the cost is a lot less expensive than traditional plans like PPOs and HMOs. But there’s a lot of confusion about what exactly they are and how they work.
Looking For Something Else?
We Can Help! Not only do we serve Greenville, Spartanburg, Simpsonville, Anderson, And Seneca, but for significant procedures like knee surgery, we can find exactly what you want for an amazing price. If you want the lowest cost, we can find it, or if you want the surgeon who does 200 of these procedures per year, we can find them too.
Just Let Us Know!
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